Group Hospitalisation Insurance
Protect Your Business With the Right Insurance
As your business grows, your employees become the heart of your success. We offer flexible group insurance — Group Hospitalisation, Term Life, Outpatient, and Critical Illness — for small and medium-sized businesses, all in one place.
Why Choose Jominsure
Employee benefits made easy for SMEs
Comprehensive life and medical protection bundled into one streamlined plan, with cashless access and SME-friendly onboarding.
Comprehensive Life & Medical in one plan
Death, disability, critical illness, hospitalisation, and surgical needs all under one streamlined policy.
Cashless access nationwide
Seamless treatment at panel hospitals and clinics nationwide — employees just present their medical card.
SME-friendly onboarding
Companies with 11 or more employees can enrol without medical underwriting. Less paperwork, faster cover.
Flexible plan combinations
Mix and match Group Hospitalisation & Surgical, Term Life, Outpatient, and Critical Illness riders to suit your headcount and budget.
Coverage combinations
Build the plan that fits your team
Pick the components you need. Most employers combine hospitalisation with one or more riders below.
Group Hospitalisation & Surgical
Inpatient hospitalisation, surgical procedures, and related medical expenses — the foundation of any GHS plan.
Core medical cover
Group Term Life
Lump-sum payout to employees' beneficiaries in the event of death or total permanent disablement.
Life protection
Outpatient (GP & Specialist)
Cashless GP and specialist consultations at panel clinics — adds convenience for everyday care.
Optional rider
Critical Illness Rider
Lump-sum payout on diagnosis of covered critical illnesses to support recovery and treatment costs.
Optional rider
Flexi Benefits
Flexible benefits, designed around your people
Empower employees with the freedom to choose benefits that suit their lifestyle. Our Flexi Benefits platform delivers a personalised, cost-controlled benefits experience — fully digital, scalable for businesses of any size, and easy for both employers and employees to use.
Healthcare benefits
Hospitalisation, outpatient care, and chronic disease management.
Mental health support
Counselling and mental health consultations for employees who need them.
Wellness & preventive care
Health screenings, vaccinations, and wellness credits to keep teams healthy.
Lifestyle protection
Dental, optical, maternity, and travel coverage for everyday life.
Risk management
Stop-loss policies and ASO structures to control exposure on high-cost claims.
Non-medical benefits
Employee Assistance Programme (EAP), lifestyle perks, and work-life support.
Group Hospitalisation FAQs
How GHS works, who qualifies, and what employers commonly ask before rolling out a plan.
Give your team the cover they deserve
Get a personalised Group Hospitalisation quote tailored to your headcount, industry, and budget.