Motor Insurance
Drive With Confidence. Protect What Matters.
Whether you're looking for essential coverage or enhanced benefits, we make it easy to choose the plan that fits your needs — from comprehensive protection to third-party only.
We place motor cover with Tokio Marine and AIG. One quotes you online in minutes; for the other we prepare the quotation ourselves.
Why Choose Jominsure
Motor cover designed around your driving
Standard plans for everyday drivers and enhanced options for those who want more — all compared side-by-side, none of the jargon.
Three coverage levels
Choose from Comprehensive, Third Party Fire & Theft, or Third Party — at premiums that match the protection you need.
Enhanced plans available
Tokio Marine AutoPro for drivers wanting stronger protection at affordable premiums.
Optional add-on coverage
Windscreen, EV charger, flood protection, repair-time compensation, and more.
Side-by-side comparison
Compare premiums and benefits across leading insurers in minutes.
Hassle-free claims support
We guide you through documents, panel workshops, and direct billing — so claims get settled fast.
Door-to-door windscreen service
Authorised specialists come to your home or office. No upfront payment, two-year workmanship warranty.
Coverage levels
Three motor plans to match how you drive
From minimum legal requirement to fully comprehensive — pick what fits your vehicle, budget, and risk.
Comprehensive Cover
Third party liability plus damage to your own vehicle from accident, fire, and theft. Best all-round protection.
Newer vehicles · Daily drivers
Third Party Fire & Theft
Third party liability plus fire and theft of your own vehicle. Middle-ground protection.
Older vehicles · Lower premium
Third Party Cover
Minimum legal requirement — covers bodily injury, death, and property damage to others.
Lowest premium · Older cars
Choose your insurer
Two insurers, two ways to buy
Motor premiums depend on your car, its engine size and your no-claim discount, so there is no single price to publish. One of our insurers will quote you online in a few minutes; for the other, we prepare the quotation ourselves and talk it through with you.
Instant online quoteTokio Marine AutoPro
Enhanced comprehensive cover at an affordable premium, quoted online in a few minutes.
- RM400 compulsory excess waived for unnamed drivers
- Unlimited towing, with no kilometre cap
- Zero betterment on replacement parts, for cars up to 15 years old
- Built-in personal accident cover and daily hospital income
Opens Tokio Marine's own quotation system. Jominsure remains your agent.
We quote it for youAIG Auto Smart Pro & Smart Pro EV
More than standard comprehensive cover, with a version built for electric and hybrid cars.
- Key replacement up to RM3,000, and vehicle break-in cover up to RM1,000
- Flood relief allowance up to RM3,000 while your car is repaired
- All Drivers cover and Legal Liability of Passengers included
- EV: home wall charger up to RM15,000 and charging-station injury cover
Motor insurance FAQs
Coverage tiers, add-ons, claims, and renewals — here's what most drivers ask.
Get the right motor cover at the right price
Get an instant motor quote online from Tokio Marine. Prefer to compare other insurers? Share your car model and engine capacity (CC) — our team will prepare tailored quotes for you.