Personal Accident Insurance
Protection When Life Is Unpredictable
Personal Accident insurance provides financial protection and peace of mind for you and your loved ones in the event of accidents, injuries, hospitalisation, permanent disablement, and accidental death.
Why Choose Jominsure
Compare, understand, and protect — with confidence
We help you compare, understand, and purchase the right Personal Accident coverage — quickly, transparently, and conveniently.
Compare multiple trusted insurers
Access Personal Accident plans from leading insurers and takaful providers in Malaysia. Compare benefits, coverage levels, and prices clearly in one place.
Clear, transparent information
We simplify complex insurance terms into easy-to-understand summaries, so you know exactly what you're covered for.
Tailored coverage for every life stage
Whether you are single, supporting a family, or planning long-term protection — options that fit different lifestyles, budgets, and needs.
Affordable options with high value
From budget-friendly plans to comprehensive protection, find high-value coverage at competitive premiums.
Trusted partners & secure transactions
We work only with licensed insurers and takaful operators, ensuring secure payments and reliable coverage.
Support when you need it
Guidance throughout your journey — from choosing the right plan to understanding benefits and making claims.
What's covered
Coverage highlights
Personal Accident plans typically include four pillars of protection. Exact benefits vary by insurer and plan.
Financial Security
Lump-sum payouts for accidental death, permanent disablement, or serious injuries — supporting household bills, loans, and funeral expenses.
Income protection
Medical & Recovery
Reimbursement for hospital, ambulance, home nursing, mobility aids, and alternative treatments such as traditional medicine.
Out-of-pocket cover
Enhanced Coverage
Add-ons for public transport accidents, snatch theft, sports, natural disasters, and infectious disease hospitalisation.
Modern risks
Family & Dependents
Extend protection to spouse, children, and parents — peace of mind for the whole household.
Family plans
Personal Accident FAQs
What's covered, who can buy, and how claims work — the basics most people ask before signing up.
Protect what you can't predict
Get a personalised Personal Accident quote in minutes. Our team will help you weigh coverage tiers and family extensions.