PremierClimate · for Climate Tech & Renewable Energy
One package for the risks of the energy transition
PremierClimate is Chubb's all-in-one insurance package built for Climate Tech and Renewable Energy companies. It combines professional indemnity, cyber, and public and product liability into a single customisable policy — so you carry the right cover across every risk area without juggling several policies. Underwritten by Chubb Insurance Malaysia Berhad.
Cover is underwritten case by case, so there is no published rate. Complete the proposal form and a Jominsure consultant will come back with terms from Chubb.
What's covered
Three policies, one package
PremierClimate brings together the three covers a Climate Tech business most often needs. You tailor the limits for each, so you are neither under-insured nor paying for cover you do not use.
Professional Indemnity
For the advice, designs and technology you deliver — when a client alleges a failure in your professional work.
- Professional services liability
- Technology PI
- Manufacturers errors & omissions
- Intellectual property and media liability
- Loss mitigation expenses
- Contractor liability
- Contractual liability
- Public relations expenses
- Amounts paid for products or services
General Liability
For injury or damage your operations, products or sites may cause to other people or their property.
- Public and product liability
- Product recall expenses
- Bodily injury or property damage cyber liability
- Care, custody and control
- Crisis response expenses
- Sudden and accidental pollution
- Automatic additional insured cover for principal, lessors of premises and vendors
Cyber Insurance
For the systems and data your business runs on — from a ransomware attack to a privacy breach.
- Access to Chubb's cyber incident response services
- Incident response expense
- Business interruption
- Data and system recovery
- Cyber extortion
- Cyber crime
- Privacy and network security liability
- Ransomware attack
- Regulatory fines and penalties protection
- Loss prevention services
Who it's for
Built for the businesses driving the low-carbon economy
Chubb's Climate+ practice covers companies from early-stage innovation through to commercial scale, across the industries below — as developers, manufacturers, installers, EPCs, engineers, consultants, technology companies and more.
Renewables & alternative energy
Solar, wind, BESS (battery energy storage), hydro, geothermal, hydrogen, biomass and waste-to-energy.
Storage & transmission
Battery, storage, fuel cells and smart grid.
Built environment & energy efficiency
Building automation, energy management, heating & cooling, recycling and the circular economy, and water filtration.
Transport & mobility
EV components, EV charging, micro-mobility and renewable fuels.
Food & agriculture
AgTech, cellular proteins, plant-based foods, irrigation and water desalination.
Carbon technology & climate finance
Climate consulting, ESG, R&D, carbon capture and climate finance.
When it pays
Real-world claims PremierClimate is built to answer
Chubb's own examples of how the package responds. Every claim is assessed on its own facts — these show the kind of loss the cover is there for.
A faulty EV charger starts a fire
A malfunctioning charger overheats and damages a client's facility. The manufacturer recalls the affected units and faces liability claims. Product Liability covers the property-damage defence and settlement, the Product Recall extension covers recall costs, and Climate Tech Professional Liability responds to the loss-of-use claims.
EV charging manufacturer
A rooftop solar array fails in a storm
A solar installation fails during severe weather, damaging a roof and injuring a worker; an investigation finds a design flaw and improper installation. Climate Tech Professional Liability covers the defence costs and settlement of the building owner's claim.
Solar installer
A cyber-attack shuts down a building's systems
Building-management software is breached, the air-conditioning shuts off and tenants suffer spoiled stock and downtime. The software company is sued for negligent cybersecurity. The Cyber Liability extension covers the defence costs and settlements.
Building-management software
A battery storage system overheats
A commercial BESS fails because of a thermal-management design flaw, causing equipment damage and downtime. The facility owner sues the engineering firm for negligent design and testing. Climate Tech Professional Liability covers the defence and settlement.
BESS engineering firm
Why Chubb
A specialist insurer for a specialist industry
Climate Tech risks are new, and they do not fit a generic liability policy. Chubb built a dedicated Climate+ practice for them — and we place your cover and handle the relationship on your behalf.
Specialist expertise
20 years in Asia Pacific, with underwriters and risk engineers who understand climate-tech risk rather than treating it as general liability.
Award-winning claims service
Chubb's claims team is consistently recognised as one of the best in the market — the part of an insurer that only matters once something goes wrong.
Global reach
A full spectrum of solutions across 54 countries and territories, for businesses whose projects and clients cross borders.
One package, less admin
Professional indemnity, general liability and cyber under a single policy — fewer renewals, fewer gaps between policies, one point of contact.
We do the legwork
We take your completed proposal to Chubb, come back with terms, place the cover and keep the documents — so you can stay focused on the business.
Protected by PIDM
PremierClimate is underwritten by Chubb Insurance Malaysia Berhad, licensed under the Financial Services Act 2013. Eligible benefits are protected by PIDM up to limits.
PremierClimate FAQs
What climate-tech and renewable-energy businesses ask before placing this cover.
Ready to protect your climate-tech business?
Complete Chubb's PremierClimate proposal form and send it to us. A Jominsure consultant will take it to Chubb and come back with terms tailored to your business — professional indemnity, general liability and cyber in one package.